What are the Coverages that the Insurance does not cover?
What are the Coverages that the Insurance does not cover? Damages Caused on Purpose: In certain situations, you may have an outburst of courage and decide to crash the car that closed your traffic, you must think about it several times since your insurance will waive responsibility and you will have to pay for the damages to your car and the alien car.
Deductible increases from 5% to 20% in Damage to Glass: If your windshield suffers damage or crashes due to vandalism or a stone fell, your insurance will be responsible for the damage but you will have to pay a 20% deductible.
Driving while intoxicated: Failing to pass the breathalyzer test is enough for insurance to disclaim responsibility for your accident.
Damage to a Third Party and You Evaded the Problem: You caused damage to the nation, you crashed a foreign car, you caused damage to a civilian and you decided to flee or you did not stop at the time of the accident and then you call your insurer to pay for the damage to your car, This will not cover the value of the blow nor will it provide you with any type of legal assistance if it is necessary for you.
Drag Racing and Street Racing: If you use your car to be able to compete with other cars in drag racing and street racing, it is definitely at your own risk.
Carry more People on Board: Transport more people than your car allows, and you will lose the right to payment, in case of an accident.
Interior of Airports and Ports: If you are within an airport or the territory of a port and suffer a car accident, all expenses will be paid by you.
Theft of your Tires: In general, insurance does not cover stolen auto parts, only with the exception of a policy for these cases can they be covered, in the case of tires, auto insurance is not responsible for their replacement.
Damages due to Road Works: In the event that your car is damaged by road works, the damage must be covered by the company in charge of the work or the government, if applicable.
Theft due to Abuse of Trust: If you lend your car and it is not returned to you, the insurance considers it a breach of trust and will disclaim responsibility.
Tree Fall: If the tree falls due to a natural phenomenon, the damage will be covered by insurance, but if it occurs due to felling or pruning, the service company is the one who must be responsible for the damage caused.
In Save Insurance, quote and compare the best Auto Insurance!
At Save Insurance we seek to offer you valuable information to help you choose the different types of car insurance coverage in Mexico.
Each coverage has its advantages, much will depend on the needs of each driver when hiring and in the end, you have to review the terms since insurers manage their coverage with some variations.
Quote in less than 30 seconds!
Remember that you now have the support of REPUVE Mexico to avoid the theft of cars and auto parts, check through SavingSeguros.mx
